Select the service that best fits your current credit goals.
Each package includes clearly defined services and deliverables.
Start with a complimentary consultation if you are unsure which option is right for you.
DIY Credit Starter
$149
One-Time Service
For consumers who want professional direction but prefer to complete the action steps independently.
Review of consumer-provided credit reports
Credit education
Personalized action checklist
DIY dispute roadmap
Educational templates and resources
Credit Consulting & Action Plan
$249
One-Time Service
MOST POPULAR
Detailed three-bureau report review
Explanation of key credit factors
Identification of potentially inaccurate or incomplete reporting
Prioritized written action plan
Credit-management recommendations
One clarification follow-up
Mortgage Readiness Review
$199
One-Time Service
For consumers preparing for homeownership or planning to speak with a mortgage professional.
Three-bureau credit-profile review
Mortgage-readiness factor review
Utilization and balance review
Inquiry and derogatory-account review
Prioritized written roadmap
Questions to discuss with a lender
Couples Credit Consulting
$399
One-Time Service
Separate review for each consumer
Two individual action plans
Coordinated household strategy
Shared goal and timeline review
Prioritized next-step roadmap
Monthly Accountability Support $59/month — Individual
$99/month — Couple
Optional ongoing support for clients who have completed an eligible NCCC package.
Monthly progress check-in
Action-plan tracking
Balance and payment accountability
Updated educational recommendations
Review of client-reported changes
$149
One-Time Service
For consumers who want professional direction but prefer to complete the action steps independently.
Review of consumer-provided credit reports
Credit education
Personalized action checklist
DIY dispute roadmap
Educational templates and resources
Credit Consulting & Action Plan
$249
One-Time Service
MOST POPULAR
Detailed three-bureau report review
Explanation of key credit factors
Identification of potentially inaccurate or incomplete reporting
Prioritized written action plan
Credit-management recommendations
One clarification follow-up
Mortgage Readiness Review
$199
One-Time Service
For consumers preparing for homeownership or planning to speak with a mortgage professional.
Three-bureau credit-profile review
Mortgage-readiness factor review
Utilization and balance review
Inquiry and derogatory-account review
Prioritized written roadmap
Questions to discuss with a lender
Couples Credit Consulting
$399
One-Time Service
Separate review for each consumer
Two individual action plans
Coordinated household strategy
Shared goal and timeline review
Prioritized next-step roadmap
Monthly Accountability Support $59/month — Individual
$99/month — Couple
Optional ongoing support for clients who have completed an eligible NCCC package.
Monthly progress check-in
Action-plan tracking
Balance and payment accountability
Updated educational recommendations
Review of client-reported changes
Next Chance Credit Consulting provides credit education, credit-report review, personalized planning, and optional accountability support based on the service selected. Before enrolling, you will receive information explaining the applicable services, deliverables, fees, and consumer rights. We do not guarantee credit-score increases, account deletions, loan approvals, interest rates, or specific results.
Complimentary Consultation Disclosure:
The free consultation is an introductory conversation about your goals and available NCCC service options.
It does not include a complete three-bureau credit analysis, personalized written action plan, dispute services, or guaranteed results.
Complimentary Consultation Disclosure:
The free consultation is an introductory conversation about your goals and available NCCC service options.
It does not include a complete three-bureau credit analysis, personalized written action plan, dispute services, or guaranteed results.
