Effective Date: June 10, 2026
Next Chance Credit Consulting, a Dare2Invest LLC company (“NCCC,” “we,” “our,” or “us”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, online forms, client portal, and related communications.
By submitting information through our website or forms, you acknowledge the practices described in this Privacy Policy.
Next Chance Credit Consulting, a Dare2Invest LLC company (“NCCC,” “we,” “our,” or “us”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, online forms, client portal, and related communications.
By submitting information through our website or forms, you acknowledge the practices described in this Privacy Policy.
Information We May Collect
Effective Date: June 10, 2026
Next Chance Credit Consulting, a Dare2Invest LLC company (“NCCC,” “we,” “our,” or “us”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, online forms, client portal, and related communications.
By submitting information through our website or forms, you acknowledge the practices described in this Privacy Policy.
HOW WE USE INFORMATION
We may use information to:
• Respond to consultation and contact requests
• Explain NCCC services and available packages
• Schedule appointments
• Provide contracted credit education and consulting services
• Review information provided or authorized by a client
• Prepare educational resources, action plans, or other agreed deliverables
• Maintain client records and service communications
• Operate the client portal
• Process authorized transactions
• Respond to referral-network inquiries
• Protect against unauthorized activity, misuse, or fraud
• Maintain and improve our website and services
• Comply with applicable legal, regulatory, contractual, and recordkeeping obligations
We may send service-related communications concerning appointments, documents, client actions, account activity, or changes to our services.
Promotional emails or text messages will be sent only when permitted by law and consistent with the consent provided. Recipients may unsubscribe from promotional emails by following the instructions included in the message.
Next Chance Credit Consulting, a Dare2Invest LLC company (“NCCC,” “we,” “our,” or “us”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, online forms, client portal, and related communications.
By submitting information through our website or forms, you acknowledge the practices described in this Privacy Policy.
HOW WE USE INFORMATION
We may use information to:
• Respond to consultation and contact requests
• Explain NCCC services and available packages
• Schedule appointments
• Provide contracted credit education and consulting services
• Review information provided or authorized by a client
• Prepare educational resources, action plans, or other agreed deliverables
• Maintain client records and service communications
• Operate the client portal
• Process authorized transactions
• Respond to referral-network inquiries
• Protect against unauthorized activity, misuse, or fraud
• Maintain and improve our website and services
• Comply with applicable legal, regulatory, contractual, and recordkeeping obligations
We may send service-related communications concerning appointments, documents, client actions, account activity, or changes to our services.
Promotional emails or text messages will be sent only when permitted by law and consistent with the consent provided. Recipients may unsubscribe from promotional emails by following the instructions included in the message.
How We Disclose Information
Next Chance Credit Consulting does not sell or rent personal information to data brokers or unrelated third parties.
We may disclose information in the following limited circumstances:
SERVICE PROVIDERS
We may use companies that provide website hosting, online forms, email, scheduling, secure document storage, client-portal services, payment processing, analytics, or other business-support services. These providers may access information only as necessary to perform services on our behalf.
Contracted Credit Consulting Services
When included in the selected service and properly authorized by the client, information may be used or disclosed as reasonably necessary to assist with communications involving consumer reporting agencies, creditors, collectors, furnishers, or other appropriate recipients.
LEGAL AND SAFETY REQUIREMENTS
We may disclose information when reasonably necessary to:
• Comply with applicable law, legal process, court order, or governmental request
• Protect the rights, safety, security, or property of NCCC, our clients, or others
• Investigate suspected fraud, unauthorized activity, or misuse of our services
• Enforce applicable agreements or policies
Business Changes
Information may be transferred as part of a merger, acquisition, reorganization, sale, or transfer of all or part of the business, subject to applicable privacy and confidentiality obligations.
We may disclose information in the following limited circumstances:
SERVICE PROVIDERS
We may use companies that provide website hosting, online forms, email, scheduling, secure document storage, client-portal services, payment processing, analytics, or other business-support services. These providers may access information only as necessary to perform services on our behalf.
Contracted Credit Consulting Services
When included in the selected service and properly authorized by the client, information may be used or disclosed as reasonably necessary to assist with communications involving consumer reporting agencies, creditors, collectors, furnishers, or other appropriate recipients.
LEGAL AND SAFETY REQUIREMENTS
We may disclose information when reasonably necessary to:
• Comply with applicable law, legal process, court order, or governmental request
• Protect the rights, safety, security, or property of NCCC, our clients, or others
• Investigate suspected fraud, unauthorized activity, or misuse of our services
• Enforce applicable agreements or policies
Business Changes
Information may be transferred as part of a merger, acquisition, reorganization, sale, or transfer of all or part of the business, subject to applicable privacy and confidentiality obligations.
How We Use Your Information
Any personal information that you supply to us remains your personal property. However, by submitting that information our company, you grant us the right to use your personal information for any legal purpose including, without limitation: a) providing promotional offers to you via email advertising and/or online banner advertising; b) transferring the personal information that you provided to a third party, when necessary, to receive a product, service, or information that you may have requested from such third party while using the Website; c) tracking compliance with our Terms and Conditions; and d) for validation, suppression, content improvement and feedback purposes. By submitting your information to the Website, you grant our company the right to use that information for marketing purposes, and agree to receive email marketing from the Website. We may maintain separate email lists for different purposes. In order to end your email subscription to a particular list, you must follow the instructions contained in any email correspondence that you receive from us. Unsubscribing from one list will not automatically unsubscribe you from all email lists.
We only send email marketing to individuals that have agreed, whether by visiting this Website or through third party websites, to receive email marketing from us. We do not send unsolicited bulk email. As a result, certain statutes, requiring particular formatting for unsolicited bulk email may not be applicable to the bulk email that is sent by our company. Though we make every effort to preserve user privacy, we may be required to disclose personal Information in some instances, such as: 1) when required by law wherein we have a good faith belief that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena; 2) in the event that our company is sold or acquired; or 3) in the event that we believe that the Website is being, or has been, used in violation of our terms and conditions or to commit unlawful acts. Moreover, you hereby consent to the disclosure of any record or communication to any third party when our company, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your email address with other third parties for suppression purposes in compliance with the provisions of the CAN-SPAM Act of 2003, as amended from time-to-time.
We only send email marketing to individuals that have agreed, whether by visiting this Website or through third party websites, to receive email marketing from us. We do not send unsolicited bulk email. As a result, certain statutes, requiring particular formatting for unsolicited bulk email may not be applicable to the bulk email that is sent by our company. Though we make every effort to preserve user privacy, we may be required to disclose personal Information in some instances, such as: 1) when required by law wherein we have a good faith belief that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena; 2) in the event that our company is sold or acquired; or 3) in the event that we believe that the Website is being, or has been, used in violation of our terms and conditions or to commit unlawful acts. Moreover, you hereby consent to the disclosure of any record or communication to any third party when our company, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your email address with other third parties for suppression purposes in compliance with the provisions of the CAN-SPAM Act of 2003, as amended from time-to-time.
Professional Referral Network
Referral partners do not receive access to a consumer’s credit reports, scores, account information, documents, client-portal activity, or detailed service information merely because they referred the consumer.
With the consumer’s permission, NCCC may provide limited referral-status information, such as confirmation that:
• A referral was received
• Contact was attempted
• An introductory consultation occurred
• The consumer chose whether to proceed
Submission of a Professional Referral Network form does not create an employment, agency, partnership, exclusive referral, or compensation agreement.
Credit-Monitoring and Third-Party Links
Our website may contain links to third-party services, including credit-monitoring providers, online forms, scheduling services, payment processors, or other resources.
When you leave the NCCC website or submit information directly to another company, that company’s privacy policy and terms govern its collection and use of information.
NCCC may receive compensation when a consumer voluntarily enrolls through certain disclosed affiliate links. Enrollment in a third-party credit-monitoring service is separate from purchasing NCCC services unless otherwise clearly stated.
Cookies and Analytics
Our website or its service providers may use cookies and similar technologies to:
• Keep the website functioning properly
• Remember visitor preferences
• Measure general website traffic
• Understand how visitors use the website
• Detect security or technical issues
Browser settings may allow visitors to block or delete cookies. Disabling cookies may affect certain website functions.
Information Security
NCCC uses reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, disclosure, alteration, loss, or misuse.
No website, email system, transmission method, or electronic storage system can be guaranteed to be completely secure. Consumers should avoid sending sensitive personal or credit information through ordinary email, text message, or public website forms.
Information Retention
We retain information only for as long as reasonably necessary to:
• Respond to inquiries
• Provide agreed services
• Maintain appropriate business and client records
• Resolve disputes
• Enforce agreements
• Meet applicable legal, regulatory, tax, accounting, and recordkeeping obligations
Information that is no longer reasonably needed will be securely deleted, destroyed, or de-identified when practicable.
Your Choices
You may contact NCCC to:
• Correct or update contact information
• Request that we stop sending promotional emails
• Withdraw consent for future nonessential communications
• Ask questions about how information is used
• Request deletion of information when retention is not legally or operationally required
Requests may be subject to identity verification and applicable legal exceptions.
Children's Privacy
NCCC services and this website are intended for adults. We do not knowingly collect personal information from children under 18 through our public website forms.
Changes To This Policy
We may update this Privacy Policy to reflect changes in our services, technology, business practices, or legal obligations.
The updated effective date will be displayed at the top of the policy. Continued use of the website after an update means that the visitor has received notice of the revised policy.
Contact Us
Questions or requests concerning this Privacy Policy may be directed to:
Next Chance Credit Consulting
A Dare2Invest LLC Company
Email: solutions@nextchancecreditconsulting.com
Mailing Address: P.O. Box 33, Semmes, Alabama 36575
With the consumer’s permission, NCCC may provide limited referral-status information, such as confirmation that:
• A referral was received
• Contact was attempted
• An introductory consultation occurred
• The consumer chose whether to proceed
Submission of a Professional Referral Network form does not create an employment, agency, partnership, exclusive referral, or compensation agreement.
Credit-Monitoring and Third-Party Links
Our website may contain links to third-party services, including credit-monitoring providers, online forms, scheduling services, payment processors, or other resources.
When you leave the NCCC website or submit information directly to another company, that company’s privacy policy and terms govern its collection and use of information.
NCCC may receive compensation when a consumer voluntarily enrolls through certain disclosed affiliate links. Enrollment in a third-party credit-monitoring service is separate from purchasing NCCC services unless otherwise clearly stated.
Cookies and Analytics
Our website or its service providers may use cookies and similar technologies to:
• Keep the website functioning properly
• Remember visitor preferences
• Measure general website traffic
• Understand how visitors use the website
• Detect security or technical issues
Browser settings may allow visitors to block or delete cookies. Disabling cookies may affect certain website functions.
Information Security
NCCC uses reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, disclosure, alteration, loss, or misuse.
No website, email system, transmission method, or electronic storage system can be guaranteed to be completely secure. Consumers should avoid sending sensitive personal or credit information through ordinary email, text message, or public website forms.
Information Retention
We retain information only for as long as reasonably necessary to:
• Respond to inquiries
• Provide agreed services
• Maintain appropriate business and client records
• Resolve disputes
• Enforce agreements
• Meet applicable legal, regulatory, tax, accounting, and recordkeeping obligations
Information that is no longer reasonably needed will be securely deleted, destroyed, or de-identified when practicable.
Your Choices
You may contact NCCC to:
• Correct or update contact information
• Request that we stop sending promotional emails
• Withdraw consent for future nonessential communications
• Ask questions about how information is used
• Request deletion of information when retention is not legally or operationally required
Requests may be subject to identity verification and applicable legal exceptions.
Children's Privacy
NCCC services and this website are intended for adults. We do not knowingly collect personal information from children under 18 through our public website forms.
Changes To This Policy
We may update this Privacy Policy to reflect changes in our services, technology, business practices, or legal obligations.
The updated effective date will be displayed at the top of the policy. Continued use of the website after an update means that the visitor has received notice of the revised policy.
Contact Us
Questions or requests concerning this Privacy Policy may be directed to:
Next Chance Credit Consulting
A Dare2Invest LLC Company
Email: solutions@nextchancecreditconsulting.com
Mailing Address: P.O. Box 33, Semmes, Alabama 36575
